What is Bloc?

Bloc is a financial services company that helps businesses of all sizes access, build and deploy financial services. We provide exhaustive business banking solutions to small and medium-sized businesses and prebuilt banking UIs and banking-as-a-service APIs to technical businesses.

At Bloc, we provide a range of fully-licensed APIs and business banking tools (complete with bank-grade security) that allow both SMEs and technical businesses to leverage the power of FinTech in embedding financial services into their product or business model.

Why Choose Bloc?

Bloc is a one-stop shop for all your banking needs as a business, no matter your business growth stage. Businesses of all sizes use Bloc's exhaustive business banking suite to power banking and accept payments directly from our dashboard.

Our customers enjoy seamless business banking, a unique product experience and great customer service.

Developers and engineering teams also enjoy all-in-one access to infrastructure and tools to power a wide range of FinTech use cases with our APIs. From Banking-as-a-Service infrastructure to payments orchestration to no-code tools.

Both tech companies and SMEs are eligible to use Bloc. Developers and engineering teams can custom-embed our services into their products with the Bloc API, while SMEs can directly access them on the Bloc dashboard easily.

Our Products

For Businesses

Free Business Account

Get a free business account in your business name when you sign up on Bloc. Bank accounts on Bloc are issued by banking partners fully licensed by the Central Bank of Nigeria.


Get unlimited bank accounts for any purpose—for example, dedicated accounts for salaries, savings, investments, travel expenses etc.

Bank Transfers

Make fast bank transfers to any bank in Nigeria and accept transfers from other banks into your Bloc business account.

Bulk Transfers

Make transfers to up to 1000 people at once with our bulk transfers feature. Payroll your staff, pay your vendors and contractors by just uploading a spreadsheet containing their details, the amount you want to send, and transfer your money instantly.

Virtual USD/NGN Cards

Get multiple expense cards for your business. Shop and make payment globally with a dollar or naira virtual card. You can also issue multiple virtual cards for your staff from your Dashboard. Cards are powered by Mastercard and Verve and encrypted with bank-grade security.

Payment Links

Bloc payment links are the most reliable way to accept online payments from your customers. Get self-hosted payment pages for your business in less than 5 minutes simply by creating a link, including your product's description, and sharing the link with your customers.

Your customers will be able to pay you with cards, bank transfers, USSD, mobile money, wallet etc, with your link, and all payments will be directly settled into your Bloc account.

Bills Payment

Pay your electricity bills, buy airtime/data, pay for your cable TV Subscriptions directly from your Bloc Dashboard and earn up to 3% commission on every successful transaction.

POS Terminals

Start accepting payments in-person with Bloc POS Terminals. Request a POS Terminal from your dashboard, and get it delivered to you anywhere in Nigeria. confirm payments from anywhere and add your staff as operators directly from the Dashboard so they can confirm payments too.

Financial Reporting

Enjoy a comprehensive look at your business' financial health with the report page of your dashboard. See real-time cash inflows and outflows and access your business health.

For Developers/Technical teams

Virtual Accounts

Create and assign Nigerian bank account numbers to your customers. The accounts created are powered by Banc Corp MFB, fully licensed by the Central Bank of Nigeria. This is available on both the Bloc API and the dashboard.


Send money to any bank account in Nigeria via the Bloc API or dashboard. You can also do bulk payouts to up to 1000 bank accounts at once, usually completed in seconds.

Bills Payment

Buy airtime/data, pay electricity bills, and subscribe to television via the Bloc API. You can access the top 4 major telcos (MTN, Airtel, 9Mobile, GLO), over 11 Discos, GOTV, DSTV, and StarTimes.

On top of that, Bloc customers get up to 3% cashback/commission on each successful transaction with Bills Payment.

POS Terminal

Our POS Terminal product allows you to offer merchant and agency banking services to your customers. You can debit a card, make bills payment and do transfers with our POS devices. Bloc customers can track and manage all activities done by their cashiers or agents in one place.


Set up your own unique payment stack with Bloc. Choose what payment providers you want to use to collect payments when you embed our Checkout widget in your app/website.


Payflow, an eCommerce startup, can decide to receive payments via card, bank transfer and crypto. With Bloc, they can add Paystack to power card payments, Flutterwave to power bank transfers, and Fluidcoins to power crypto payments — in less than 5 minutes.

To learn more

Visit our website, www.blochq.io, to learn more about all of our products.

Did this answer your question? Thanks for the feedback There was a problem submitting your feedback. Please try again later.

Still need help? Contact Us Contact Us